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The Plain Notice Website Terms

The terms
of using this
website.

Effective 01 April 2026 · v 1.0

These terms govern this website only. Client engagement terms are separate — issued in writing in your engagement letter, which always takes precedence over anything written here.

N° I

About these terms

These terms govern your use of sowiloinvestments.com — nothing more. They are not your engagement terms.

If you become a client, the work we do for you is governed by a separate engagement letter, signed by both parties before work begins. The engagement letter sets out scope, fees, deliverables, our limitations of liability for that work, and the AAT’s code of professional conduct under which we operate. By using this website, you accept the website terms below; the engagement letter takes precedence for client work.

N° II

Permitted use

You may read, share, and link to pages on this site for personal or business research. You may not:

  • · scrape, crawl, or republish substantial portions without our written consent;
  • · use the site or its content to train machine-learning models without permission;
  • · interfere with the site's operation, attempt to bypass security, or submit malicious payloads;
  • · use our name, logo or marks without our written consent.
N° III

Content is information, not advice

The articles and pages on this site are general information for UK small and medium-sized businesses and individuals. They are not professional tax or accounting advice for your specific circumstances. Tax law changes; HMRC guidance shifts; thresholds move year to year.

Before acting on anything you read here, please speak with us or another qualified accountant about your particular position. We accept no liability for action taken on the basis of website content alone.

N° IV

Intellectual property

All text, design, illustrations, the dragon mark, and the “Sowilo Investments” name on this site are the property of Sowilo Investments Ltd or used with permission. Brief quotation with attribution and a link is welcome; substantial reproduction requires written consent.

N° V

Links to other sites

Where we link to external sites — HMRC, the ICO, the AAT, Companies House, software vendors — we do so for convenience. We do not control those sites and accept no liability for their content, accuracy or availability.

N° VI

Limitation of liability

To the fullest extent permitted by law, Sowilo Investments Ltd is not liable for any loss arising from your use of this website, beyond what cannot lawfully be excluded (death or personal injury caused by negligence, fraud, or any liability that cannot be limited under English law).

For client engagements, our professional liability is governed by the engagement letter and our Professional Indemnity Insurance, which is held to industry-standard limits.

N° VII

Changes to these terms

We may update these terms from time to time — for example to reflect changes in the law or how the site works. The version number and effective date at the top of this page show the current edition. Material changes affecting existing visitors will be flagged on the homepage for at least seven days.

N° VIII

Governing law

These terms and any dispute arising under them are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.

N° IX

Contact

Questions about these terms? Write to hello@sowiloinvestments.com.

Sowilo Investments Ltd
Thornbury, Bristol
Registered in England & Wales no. 09876543

Considering an engagement? Have a look at our services or request a written quote.